Future Finance Solutions

Interim short term management for any vacancies in management positions

May 14, 2014 by · Leave a Comment 

Written by Lyle Charles

Construction & turnaround services means that when your business is in trouble, you need to have immediate results. Think of it as a shock to a failing system to get it running smoothly and normally again. This is where the value of interim short-term management comes in. You could say that these guys are the A-team of getting troubled businesses out of the woods. Instead of spending time hiring and training new management personnel for short-term goals, you might as well appoint interim management personnel who are experienced and can deliver you quick results. If you’re business is in trouble, say you’re experiencing liquidity problems and you need management to act swiftly before it becomes a bigger problem, the cost and time alone of screening applicants for management positions could have been used to hire interim short-term management personnel. Besides the savings in time and money, you’ll also realize that interim management personnel do not require a longer learning curve to understand your business. It’s precisely their job to go in, fix the problem, and get out. You might see this as a short term solution, and indeed it is. But the results of that short-term solution will be able to carry you forward with as little problems as possible. They will also be able to help you spot areas for improvement, potential problems, as well as ways and means to help your business become more efficient and effective. This allows you to continue your business as well as keep your clients happy as well.


Lyle Charles Consulting has carved its name on the wall of respected consulting firms. Private mediation, turnaround, and interim short-term management are among the many services that they can offer you.

The Story of the iPhone

May 7, 2014 by · Leave a Comment 

Written by Phin Upham

Steve Jobs had a task for the engineers over at Apple, one with no real hard justification or end goal. He wanted them to present him with a device that incorporated touch screen technology, similar to the failed Newton from the mid 1990s.

But Jobs was unconvinced that tablet computers were the way of the future, waving off repeated requests to manufacture one. He did believe that the cell phone, which was a budding technology at the time, had real potential. He saw the success of the Blackberry device, and wanted to create something similar with an eco-system that Apple could benefit from.

Their first iteration was the iPod, a device for storing and playing music that came around in 2001. Jobs stepped things up a notch in 2005 when he partnered with Nokia to create the ROKR, which paired with iTunes to store music. He was, however, unsatisfied with the final product and turned Apple’s creative energies on designing a phone of its own.

The first iPhone was released in June of 2007 to much public hype. Jobs had unveiled the technology earlier that year, promising a lot of hype. Jobs used a small trick to support third party applications within the iOS platform. He allowed applications compatible with the Safari browser to be accessible from the iPhone.

The phone had some small issues at launch. It was tied to AT&T by an exclusivity deal, and it did not initially have an app store attached to it. Major changes had to be made before these crucial components were added, including adjustments to Apple’s iTunes software.

Phin Upham is an investor from NYC and SF. You may contact Phin on his Phin Upham

The Story of Warren Buffett

May 2, 2014 by · Leave a Comment 

Written by Samuel Phineas Upham,

Warren Buffet was born in 1930 to his parents, Howard and Leila. Howard was a four-term US congressman and a stock broker, serving non-consecutive terms under the Republican ticket. At a very young age, Buffett had an interest in making money and sold soft drinks in addition to his paper route.

By the time he was 14 years old, he was already a land owner. He purchased 40 acres of land that he rented out for profit. He attended the University of Pennsylvania at his father’s urging, then found a place in the graduate program at Columbia. It was at Columbia that he met Benjamin Graham, largely recognized as the father of value investment. Graham convinced Buffett to walk away from Wall Street, which his father agreed with. But Graham soon had a change of heart and hired young Warren to work for him at his brokerage firm.

Value investing looks at the underlying assets of a firm, weighing the upfront cost against those long-term potential gains. Buffet went beyond just the figures, often investigating how a firm was run by its management team, and evaluating the competitive advantage the product had in its market.

By 1962, he’d purchased the house he still lives in today and had become a millionaire. He was 30 years old. His most famous acquisition was most likely Berkshire Hathaway, a textile firm facing bankruptcy. Buffett held onto the investment and used the cash flow it created to fund other ventures. He is a classic example of value investment done right, and attracts millions to his annual Berkshire Hathaway meetings in Omaha.

Samuel Phineas Upham is an investor from NYC and SF. You may contact Samuel Phineas Upham on his Samuel Phineas Upham website